Terms of Use

Welcome to PhilipAmiola.org. By accessing this web site, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, then you may not use or access this site. The materials contained in this web site are protected by applicable copyright and trade mark law

The terms ‘us’, ‘we’ ‘Philip Amiola ‘ or any reference to the PhilipAmiola.org Website refers to the owner or principal administrators of this website; on the other hand, the term ‘you’ refers to the user or viewer of the PhilipAmiola.org website (i.e. your person).

Use Licence

The content of the pages (and posts) of PhilipAmiola.org is for your general information and use only. This information is subject to change without any prior notice.

PhilipAmiola.org contains and utilises content and materials which are owned by or licensed to us exclusively. These materials include, but are not limited to, the design, layout, look, appearance and graphics. Unauthorised reproduction is strictly prohibited. Unauthorised use of this website may give rise to a claim for damages and/or be a criminal liability to the full extent of the prevailing law at the time of breach.


In as much as the PhilipAmiola.org team works very hard to provide you with first-rate information that is up to date, relevant and suitable for the intended purpose, neither Philip Amiola nor any third parties provides warranties or guarantees (of any sort) as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors (that may be by nature outside our immediate human control or knowledge) and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by prevailing law.

Age of Consent

By using the PhilipAmiola.org website, you hold that you are at least the age of majority in your country, state or place of residence and that you have given us your consent to allow any of your minor dependents to use this site.


Your use of any information or materials on this website is entirely at your own personal/business risk, for which we shall not be liable (in the event of any mishap – personal or business wise). It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.


Visitors are encouraged to leave comments on any post that allows commenting. Please make an effort to leave comments that are relevant to the topic and further the conversation. Simple comments such as “thank you” or “great work” may be kind, but do not add to the experience for other readers. Comments such as these may be deleted.

Comments that appear to only have the purpose of promoting other websites or commercial ventures will also be deleted. This site uses advanced spam control, so most spam comments will never make it to the webpage. Additionally, I will report any commenter as a spammer if they attempt to leave unrelated, self-promoting links on this site.

When leaving a comment, users are warned not to use only keywords for their website. Names with overt keyword plugs will be deleted. You may use your personal name or a branded pseudonym when leaving comments. You may also include a link in your comment if that link is relevant to the topic being discussed.


To serve you effectively and in a most beneficial manner, this website links to other sites as may be necessary. These links are provided for your convenience and to provide further information. This act does not indicate an endorsement of that website’s content. We cannot fully endorse all content or ensure that content is not changed subsequent to our recommendation.

PhilipAmiola.org reserves the right to earn commissions off any website or product linked to from within this site. The details of how this is done are contained in our Affiliate Disclosure.

Revisions and Errata

The materials appearing on PhilipAmiola.org could include technical, typographical, or photographic errors. These Terms of Use will be renewed as the need arises. Such revisions will however be made public on this page. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the website.

Please contact us if you have any questions about these Terms of Use or if you need to further clarify any point.

Privacy Policy

I totally respect your online privacy and I am committed to protecting it while creating an awesome experience at PhilipAmiola.org. I have provided the policies and disclosures so that you may understand how I run this site and how I protect your privacy.

Aggregate Visitor Information

The server automatically recognises anonymous information for each website visitor. These bits of information include date and time of visit, the pages you access, the name of your ISP, browser used and connection speed. This data is aggregated with all other visitor information and does not allow for specific identification of any particular user. The information serves to improve the website, analyse trends and improve user experience.

As part of my efforts to bring you online offers that could benefit you, you may find ads and recommended products/services on PhilipAmiola.org. When you interact with such ads, the respective companies may collect information such as your domain type, IP address and other anonymous data. Under no circumstance will your personal contact information be collected without your consent. For further information, see the privacy policies of any advertiser you find on my site.

Visitor Contact Information

Your personal information will not be collected without your knowledge and consent. I require the first names and email addresses of visitors who choose to interact with me via email, contact form or comments on the site. Visitors may also provide links to their websites, responses to reader polls or other information when using the site. Personal contact and financial information may be collected from visitors who make purchases on the site or register for additional access or services. Any financial information provided by the user will be transmitted through a secure server.

The information I collect is used to improve the content of our website and to contact readers for personal communication and marketing purposes. I do not sell or distribute any contact information to other businesses or organisations unless required by a financial institution to complete a financial transaction initiated by the visitor.
However, I may disclose your personal information if I am required by law to do so – especially if there is a court order or statute to the effect. Website administrators may also disclose your personal information if you violate our Terms of Use. Your contact information will not be given to others who might want to sell you stuff unless you specifically request it.

Any email or postal mail from PhilipAmiola.org to promote my site or services will be infrequent and provide you with an option to withdraw your consent. If you do not want to receive email from me, please let me know by sending me an email, or contacting me through the website contact form. My email and postal mail addresses are at the bottom of this document. Visitors who supply me with their telephone numbers online will only receive telephone contact from me with information regarding orders they have placed online or for specifically requested reasons.


Like many websites on the Internet, this website may use cookies to track information relevant to affiliate marketing, advertising and to improve the user experience. A cookie is a small piece of data written on a user’s hard drive that records information about a visitor to be used at a later time. Cookies help to improve speed and most importantly, remember your personal preferences when you revisit.

If you do not want cookies to be added to your hard drive during your visit, you may disallow cookies on your individual browser. The disable cookie function is found under options or settings on most browsers. You can also delete cookies that have been added to your computer through a feature on most browsers. The location of this feature varies across browsers.


This site contains links to other sites and services. I encourage you to review the privacy statements of those sites and services that you choose to visit, so that you can understand how they may collect, use and share your personal information. I am not responsible for the privacy statements or practices of sites and services controlled by other companies or organisations.

Furthermore, the presence of a web link on PhilipAmiola.org is not an endorsement of that website’s content. Although I do occasionally recommend some content found on a particular site, I cannot fully endorse all content or ensure that content is not changed subsequent to my recommendation.

Policy Changes

From time to time, I may update this privacy notice. I encourage you to periodically check back and review this policy so that you always will know what information is collected, how it is used, and to whom information is disclosed. Your continued use of the PhilipAmiola.org website following the posting of any changes to these terms implies that you have accepted those changes. This privacy was last updated on October 22, 2015.

Acceptance of Policies and Concerns

By using this site, you signify your agreement to the terms and conditions of this PhilipAmiola.org Website Privacy Policy. If you do not agree to these terms and conditions, please do not use the site. We reserve the right, at our sole discretion, to change, modify, add, or remove portions of this policy at any time.
If you feel that I have not followed this website’s stated disclosure and privacy policy, please contact me (address and phone numbers below).

Website Information

If you would like to retrieve, amend, correct or delete any personal information we have collected from you, register a complaint, or simply want more information, contact me, Philip Amiola, at philip[at]philipamiola.me. I am the owner and chief administrator of this website.
Mailing address is:
Philip Amiola,

8/10, Olateju Street,

Off Onipanu Toll Gate,

Lagos state,


You can also reach me by email using the PhilipAmiola.org contact form.


Affiliate Disclosure

I occasionally recommend products/services to my subscribers and website users. Such products/services may be presented as banners, text links and other appropriate methods.

Some of the companies I recommend pay me a commission every time someone makes a qualified purchase through one of my links. Regardless, I only recommend products and services that I have personally used/adequately researched and which I believe will be useful for my readers.

Moreover, many of the recommended companies offer you tremendous value at significant discounts which you probably wouldn’t enjoy if you were to buy elsewhere or directly from the company. Thus, by purchasing the recommended affiliate products through my links, you would be deriving tremendous value while at the same time supporting my work at no extra cost to you.

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